Effect of Capital Adequacy Ratio, Nonperporming Loan, Third Party Funds on Loan to Deposit Ratio in Private Commercial Banks in Indonesia Stock Exchange

  • Nur Salma Accounting Study Program, Faculty of Business, University of Mitra Indonesia
  • Nur Salma Accounting Study Program, Faculty of Business, University of Mitra Indonesia
Abstract views: 108 , pdf downloads: 85
Keywords: Capital, Nonpperforming, Loan, Deposit, Ratio

Abstract

The study aims to analyze the impact of capital adequacy ratio, non-performing loan,   third party fund on loan to deposit ratio of the private banks in Bandar Lampung. The sample used in this research were obtained from six private banks in Bandar Lampung.  Data obtained based on financial statements Annual Report of Indonesia stock Exchange (IDX) from 2009 to 2014.  The method used in this research is the dependent variable and independent, multiple regression analysis and Classical Assumption. Variable used Capital Adequacy Ratio (CAR), Nonperforming Loan (NPL), and Third-Party Fund (DPK) on Loan to Deposit Ratio (LDR). Based on the result of the research showed that the F variable CAR, NPL, and DPK together influential significantly to Loan to Deposit Ratio. The Result of partial T-test CAR negatively influential and significant with significant value is 0.007. NPL is not positively influential and not significant on LDR with significant value is 0,277 while DPK has positive influential and significant value is 0,005. The value of Adjusted R Square the value is 0.266 showed that LDR can explain by variables research as big as 26,6 %, while the rest can be explained by other factors.

Downloads

Download data is not yet available.

References

Atamaja, L.S. 2012. Research method. Tanggerang: Jelajah Nusantara
Dipa, S.N. 2010. Analysis of the effect of CAR, NPL, Inflation, growth in deposits and exchange against the LDR. Ponogoro: FE Universitas Ponorogo
Fahmi, I. 2012. Analysis of financial performance. Bandung : Alfabera
Firdaus, A. M. 2012. Research method. Tanggerang Selatan: Jelajah Nusantara
Harahap, S.S. 2011. Critical Analysis of Financial Statements. Jakarta: Rajawali Pers
Herman, D. 2011. Banking Management.. Jakarta: Bumi Aksara.
Julius, 2012. Banks and Other Financial Institutions. Jakarta: Salemba Empat.
Kasmir, 2011. Banking Management. Jakarta: Salemba Empat.
Kasmir, 2014. Analysis of Financial Statements.. Jakarta: Raja Grafindo Persada.
Kurniawan, B. 2012. Research method. Tanggerang: Jelajah Nusantara
Lukman, D.W. 2009. Banking Management. Bogor: Ghalia Indonesia.
Lyvia, C. 2012. nalysis of Deposits, LDR, CAR, NPL, Against the Volume of Banking Loans. Lampung: Universitas Bandar Lampung, Fakultas Ekonomi dan Bisnis.
Malayu, H. 2011. Banking basics. Jakarta: Bumi Aksara.
Munawir, S. 2010. Analysis of financial statements.. Yogyakarta: Liberty
Prayitno, A. 2014. Analysis of the effect of CAR, OEOR and ROA on profit growth. Lampung: STIE Mitra Lampung
Priyatno, D. 2012. How to lighten data analysis with SPSS 20.. Yogyakarta: Andy
Purwanto, S. 2011. Statistics for Modern Financial Economics. Jakarta: Salemba Empat.
Santoso, B.T. 2012. Banks and Other Financial Institutions, Jakarta Selatan: Salemba Empat.
Sanusi, A. 2014. Business Research Methodology. Jakarta: Salemba Empat.
Siswanto, A. V. 2012. Strategies and Research Steps. Yogyakarta: Graha Ilmu.
Yuslinda, E. 2012. Effect of DPK, CAR, FDR, NPF on profitability. Lampung: IBI Darmajaya Fakultas Ekonomi Akuntansi
Zaki, B. 2012. Intermediate accounting. Yogyakarta: BPFE.
Published
2019-10-01
How to Cite
Salma, N., & Salma, N. (2019). Effect of Capital Adequacy Ratio, Nonperporming Loan, Third Party Funds on Loan to Deposit Ratio in Private Commercial Banks in Indonesia Stock Exchange . Cendekia: Jurnal Pendidikan Dan Pembelajaran, 13(2), 153-164. https://doi.org/10.30957/cendekia.v13i2.605